Lava enables you to quickly and securely borrow dollars using your bitcoin as collateral. Unlock your spending power without selling your bitcoin.

With Lava you can buy bitcoin, borrow dollars, earn yield on dollars, off-ramp directly to your bank account, spend globally, and much more. Lava gives you access to a full suite of bitcoin-powered financial services:

- Buy and sell bitcoin with zero fees
- Borrow dollars using your bitcoin as collateral— no documentation or paperwork required
- Access your loan capital instantaneously
- Borrow at the lowest rates, starting at just 5%
- Off-ramp to any bank account globally
- Earn yield on dollar deposits
- Borrow any amount, from $100-$1B+
- Easily spend and earn rewards with Lava Card

Lava is built using institutional-grade, multi-party security infrastructure used to safeguard more than $100B in assets. On Lava, your funds belong to you— your assets are never rehypothecated, and you can move funds onto and off of Lava at any time without restrictions.

Lava has been audited by independent security experts and is backed by the world’s leading fintech investors (including Khosla Ventures, Founders Fund, and Susquehanna). Our team includes bitcoin developers who have served as core contributors for projects including Bitcoin Core, Lightning Network, and DLCs.

With Lava, you can borrow against your bitcoin without compromising on security.

Download Lava to get started in seconds.