Happycash is a credit line mobile loan app that offers fast approval and instant disbursement.

PERSONAL LOAN TERMS:
• Credit limit amounts: ₱500 to ₱25,000
• Monthly Interest Rate of up to 0.9%
• Loan term: 91 days - 180 days
• Maximum Annual Percentage Rate (APR): 30%

REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
Max monthly loan interest rate: 0.9% , loan term: 3 months, and principal amount is ₱10,000
Total Interest fee: ₱10000*0.9%*3= ₱270
Total repayment : ₱270+₱10000=₱10270
Monthly repayment: ₱10270/3=₱3423


KEY HAPPY CASH FEATURES

WHO CAN APPLY?
Loan application requirements:
18+ years old
Filipino citizen
Have 1 government-issued ID
Have a stable income

HOW TO APPLY?
Register your account with active mobile number
Fill in the Online Loan Forms .
Waiting for evaluation and get Approval
Money will be disbursed to your preferred cash-out method immediately.

WHY TO APPLY?
High Loan Amount
- Get up to ₱ 25,000 approved loan amount
- Increase your limit with on-time repayment

Easily Apply
- Only need valid government-issued IDs without collateral
- Online process

Low Interest Rate

- Get the full amount, no hidden fees

Fast Cash-out
- Get the money in minutes
- The cash sent directly to your bank account/Gcash

WHO WE ARE
Corporate Name: Yinshan Lending Inc.
Business Name: Happycash
PSEC Registration Number: CS201900108
Regulated by SEC as Finance Company with
Certificate of Authority (CA): 2860

We love feedback and let you happy!
Contact us：
For any questions, feedback, or hesitations, please contact us via the following methods.
Facebook: @HappyCash
Website: www.happycash.ph
CS Phone: 09085848852; 09102626060
Email us at: [email protected]
Office hour: 9 am - 6 pm Monday to Sunday
Address: 26th Floor, The World Center, Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines
Privacy agreement: https://happycash.ph/privacy-agreement0328

Happy Cash is different from basic cash loan apps, money lending apps, or online loan apps. It provides continuous cash access to clients in the form of a personal credit line.