Lupiya is a pioneering neobank based in Zambia, dedicated to providing accessible and inclusive financial services. Our primary goal is to empower individuals and small businesses through flexible and transparent lending solutions.

Why Choose Lupiya?
Flexible Loan Amounts: Borrow amounts suited to your needs, from small personal loans to larger business financing.
Convenient Repayment Plans: Repayment periods range from 60 days to 60 months, offering flexibility to suit your financial situation.
No Collateral Needed: Access loans without the need for physical collateral.
Transparent Fees: No hidden fees, no rollover charges, and no transaction fees.
Build Your Credit: Timely repayments and increased limit tasks help build your credit limit and reduce future interest rates.
Loan Features:
Annual Percentage Rate (APR): Ranges from 24% to 56%, depending on loan terms and borrower profile.
Example: Borrow ZMW 100,000 over 6 months with an interest rate of 4% per month, totaling ZMW 124,000 repayment.
Example Loan Calculation:
Borrowed Amount: ZMW 100,000
Loan Term: 6 months
Interest Rate: 4% per month
Total Interest: 24% for 6 months
Total Repayment: ZMW 124,000
How to Get a Loan:
Download and Register: Get our app and create an account.
Fill Out Basic Information: Complete the application with necessary details.
Apply for a Loan: Submit your application online for quick approval.
Receive Funds: Approved loans are disbursed directly into your bank account.
Eligibility Requirements:
Residency: Must be a resident of Zambia.
Age: Applicants must be between 18 and 60 years old.
Contact Us:For more information, questions, or suggestions, our team is available to assist you.
Service Hotline: +260761167020
(Available from 8 AM to 5 PM, Monday to Friday, and 8 AM to 1 PM on Saturdays)
Email: [email protected]
Office Address: Counting House Unit 1, Suite 1, along Thabo Mbeki Road , Lusaka, Zambia
Stay connected with us on social media:
Facebook: https://web.facebook.com/Lupiyaloans/?_rdc=1&_rdr
LinkedIn: https://www.linkedin.com/company/lupiya/
Check us out here: https://www.lupiya.com/