Know Your Finance is a privacy-first personal finance app designed for India. Track expenses and budgets, plan EMIs & retirement, analyze investments, and monitor your net worth—totally offline with a clean SwiftUI experience and Indian currency formatting (₹, Lakh, Crore).

Why you’ll love it

Offline-first & private: Core Data on device. No bank linking, logins, or ads.

Fast, simple UI: Haptics, smooth animations, empty/error states, dark mode, Dynamic Type & VoiceOver.

India-specific calculators: EMI, PPF, EPF, FD, HRA, NPS, Tax (New vs Old) with savings suggestion.

Advanced tools: XIRR, CAGR, Debt Payoff (Snowball/Avalanche), Investment Comparison, Break-even, Compound Interest Visualizer.

Visual insights: Charts for spending trends, budgets, goals timeline, and net-worth graph with interactive tooltips and animated results.

Smart input & exports: Auto-formatted number fields (₹10,00,000), quick-select chips, share results as Text/Image/PDF.

What you can do

Expense & Budgeting: Category tracking, alerts, progress rings, 3/6/12-month trends.

Goals: Track target amounts with timeline and confetti on completion.

Loans & Prepayments: Month-by-month amortization, prepayment savings & tenure reduction.

Investments: SIP/Lump-Sum projections, XIRR for irregular cashflows, CAGR with 5-year projection & benchmarks.

Tax & India Tools: Compare regimes, see savings, and plan PPF/EPF/FD/HRA/NPS with compounding options.

Net Worth: Combine assets & liabilities into a clear picture.

Thoughtful details

iOS 17+ SwiftUI app with Charts framework

Spotlight search for all 21 calculators

History of calculator results, “Recent Calculators” widget on dashboard

CSV export for expenses, budgets, goals & amortization

Disclaimer: Calculators are for education and planning only—please verify critical decisions with a qualified advisor. Rates (e.g., PPF/EPF) may change per official notifications.