Carlo is a payment app that rewards consumers for shopping and eating at local businesses. Carlo empowers local businesses and strengthen your city’s local economy.

Once your merchant account is reviewed and activated, you can start receiving cashless payments. Buy shopping local, customers earn cashback on their virtual wallet. Like a local currency, this cashback can only be spent at participating businesses of the city.

Receive contactless payment using QR code: fast and secure cashless payment
Reward customers through an innovative cashback loyalty program
Track in-store purchases made with Carlo and get customers insights
Get visibility through our platform and marketing channels
Currently, Carlo is only available in the Principality of Monaco and the city of Valladolid (Spain).

Your personal data is safeguarded as per Monaco’s data protection requirements.

Carlo is backed by Lemonway, a payment institution licensed by the ACPR – Banque de France.