- About this app
LenDenClub is the largest and most secure Peer-to-Peer Lending Platform in India. It is an RBI-registered NBFC-P2P. It has had a consistent portfolio of 10 to 12% p.a. for the past five years. It connects investors looking for high returns with Credit Bureau-verified borrowers looking for loans. With over 20 lakh+ investors and ₹3000 crore+ disbursed in loans, LenDenClub is India’s leader in P2P investments.

The LenDenClub app helps you invest, track your investments’ growth, view reports, etc, all within a few clicks.

- How does it work?
LenDenClub’s FMPP investment plan lets you invest directly into Credit Bureau-verified borrowers through the LenDenClub platform. Borrowers repay their instalments to investors, enabling the investors to earn returns on their investments. Apart from aggregating the borrowers and lenders, the LenDenClub platform also has a robust debt collection mechanism for recovering delays and defaults to help you meet the returns proposition. LenDenClub also screens Credit Bureau-verified borrowers over 200+ verification points. The transactions are handled through platform-detached escrow accounts for utmost security.

- What is FMPP?
FMPP, i.e. the Fixed-Maturity Peer-to-Peer plan, is a fixed-term Peer-to-Peer investment plan from LenDenClub with a minimum amount of ₹10,000 per investment, designed to deliver stabilised estimated returns of 10 to 12% p.a. with a 99% certainty based on some algorithms, over a fixed term of 1, 2, 3, 4, or 5 years.


- How does LenDenClub’s FMPP work?
FMPP, unlike traditional P2P investment plans, works on the principle of stabilisation of returns, thanks to its term-based investment. Owing to LenDenClub’s robust AL- and ML-enabled platform, FMPP offers unprecedented risk mitigation in the P2P investment sector with its unique mechanism of hyper-diversification.


- Why investment in LenDenClub’s FMPP plan is a good option?

LenDenClub, with its FMPP plan, offers you:

- Hyper-diversification: In FMPP, the invested amount is diversified over a larger pool of borrowers to give you higher returns with Systematic Risk Mitigation.
- Stabilised High returns: You can earn Stabilised Returns of 10 to 12% p.a. with 99% certainty based on our AI- and ML-enabled platform.
- Power of compounding: Longer the tenure, the higher the yield with Stabilised Estimated Returns.
- Flexible tenure options: You get the flexibility to choose a tenure of 12 to 60 months.
- Trusted platform: LenDenClub is India’s no.1 P2P Lending platform with more than 2 million investorsLenDenClub is an RBI-registered NBFC-P2P, a brand you can trust.
- End-to-end debt collection support: Our collection dashboard is one of the best in the markets ensuring marginalised NPA in addition to a dedicated back-end department that seamlessly follows up on defaulters

- Which all documents are required?
You just need your bank account details, and the soft copies of your PAN card and Aadhar card.