Credo Authenticator is an additional layer of security that makes sure that people identify themselves to be the account holder of the account they are trying to access. It provides a dual authentication factor to help authenticate and verify users through OTP in the app. Credo gateway uses a 2FA to help merchants protect their buyers from fraud.

You can activate this feature by following this steps
1. Download the app
2. Scan the QR-Code on in the Credo application or dashboard
3. Generate a token and input
4. Your account is automatically connected to the authenticator