The BFCU Mortgage Center is a tool to simplify the home-buying process for anyone who wishes to obtain a home loan in the Houghton-Keweenaw-Baraga-Ontonagon area. Breakwater Federal Credit Union strives to provide its members with banking and borrowing options that fulfill their individual needs. Because of this, we are proud to provide our community with an innovative way to apply for, monitor, and maintain their loan during the home-buying process. Whether you plan to purchase or refinance, the BFCU Mortgage Center is the simple, convenient, and efficient solution to your home loan needs!