If you added up all your social security checks, how much would you get? If you put all your social security checks in a savings account, how much would you have after 10 years? Is it better to start collecting social security at 62 or wait until 70? That depends on how fast you can grow your savings. Use this quick calculator to see your total savings for each year. See for yourself which is better. Quickly slide to adjust your monthly amount. Quickly slide to choose your interest rate. Quickly scroll to see how much your savings is worth at ages 62 to 100. Quickly press a button to change your starting year from 62 to 67.