SmartQR is a QR based payment solution for merchants in the interoperable network to facilitate the digital payment and mobile payment that delivers a common QR code specification for retails payment in Nepal. SmartQR facilitates merchants, especially SMEs, in using QR codes to accept payments in a fast secure and reliable digital payment ecosystem integrated with different payment service providers. Merchants can enjoy convenient and secure means of tracking their accounts while viewing account activities, statements and transactions on the go.