Nordic countries have been at the vanguard of innovation in digital, mobile, and instant payments for decades. Nordic governments have supported banks in collaborating over debit cards, bank IDs, and payments infrastructure for the past 40 years. This has paved the way for early digital transformation, allowing banks to drive innovation and in turn, cultivate trust among their customers. This combination of collaboration and trust has created a strong foundation for today’s financial services industry.

Themes:
Collaboration
Real-time payments
Cross border payments
ISO 20022
CBDCs
Data
Fraud mitigation
BNPL
Web 3