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MyWallet is a cutting-edge financial technology (fintech) product designed to streamline payments and money transfers via contemporary information technology platforms, primarily focusing on mobile phones. In compliance with the Mobile Money Guidelines established by the CBL, we define mobile money or electronic money as payment instruments containing prepaid monetary value issued by users to the money issuer.

To ensure secure and efficient user authentication, as well as seamless app functionality, we employ the phone device ID. This identification mechanism not only verifies user identity but also facilitates various features within the application. By leveraging device IDs, we enhance the user experience by offering personalized services while maintaining stringent security protocols to safeguard sensitive financial information.

At MyWallet, we prioritize transparency and user empowerment. Therefore, we invite users to familiarize themselves with our terms and conditions and privacy policy. These documents outline the responsibilities of both users and the platform, ensuring a clear understanding of the services offered, data usage policies, and user rights. For further details, please refer to the terms and conditions https://smartelmoney.com/terms_and_conditions.html and our privacy policy https://smartelmoney.com/privacy_policy.html.