Gone are the days of standing in queues or filling endless forms. Nikmat Pinjam uses cutting-edge technology to give you instant access to loans anytime, anywhere. With our app, borrowing is fast, simple, and secure – the way finance should be.

Highlights You’ll Love
Loans from ₹10,000 – ₹6,000,000
Tenures between 91–365 days
Affordable daily interest rates: 0.03%–0.05%
Maximum APR:18.25%

Sample Loan Calculation
Loan Amount:- ₹ 20,000 at an interest rate of 18.25% per annum.
Loan tenure: 150 days
Total personal loan interest = ₹ 1,500
Amount in hand: Loan amount = ₹ 20,000
Total repayable amount (loan amount + interest): ₹ 21,500
Monthly EMI repayable (loan amount + interest / number of EMIs): ₹ 4,300

Nikmat Pinjam Personal Loan Benefits
• Customised instant online personal loans
• Secure data system
• Flexible repayment options
• Quick approval & disbursement

Eligibility/Documents Required
• Individuals with a minimum monthly income of Rs. 6,000.
• Indian residents/citizens aged 20 years and above
• To apply for the loan applicants will require PAN Card, Aadhaar Card.

Security & Privacy Policy
To guarantee the safety of the information shared by our customers, we have highly secured and encrypted systems. Click here to read our privacy policy: https://banas-finance.com/NPBF.html

Contact Information
• Official Mail ID: [email protected]
• Registered & Corporate Office Address: E 109, Crystal Plaza, New Link Road, Mumbai City, Maharashtra 400053