At Adro, we believe in making financial services accessible, even without an SSN. If you’re coming to the US to work or study, we’ve got you covered even before you move, with best-in-class checking, savings, and credit accounts that you can open and pre-fund from home. Skip the line at the bank and check this important step off your to-do list ahead of time.

● No Social Security number required
● Start the process even before you have your U.S. address and phone number
● Access and use cards digitally as soon as you land in the U.S.
● No hidden fees:
● FDIC-insured through Stearns Bank N.A.

Adro Secured Credit Card
● Earn 1% cashback on all purchases
● Start building credit early, while you wait for your SSN to be issued - once you get an SSN, we will retroactively report credit back to your first card transaction
● Access to benefits through Mastercard, including ID Theft Protection, Zero Liability Protection and emergency assistance with Mastercard Global Services

Adro Checking Account + Adro Debit Card
● 2 free ATM withdrawals per month, from any network (up to $10 value)
● Digital-first, mobile-friendly:
● Adro Debit works with Apple Pay
● Send and receive money with Venmo