Unlock your way to a smarter financial choice with Pera Cash! With Pera Cash, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash.

Pera Cash Quick Loan Introduction:
Loan amount: ₱3,000.00 - ₱50,000.00
Loan term: 91 days - 180 days
Maximum APR: 30%
Transaction Fee: 0
Other fees: we will charge ₱20 flat service fee for per transaction

For Example:
91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000
Total Interest fee: ₱10000*12%/365*91= ₱299.17
Service fee: 0%
Total repayment : ₱10000*12%/365*91+10000=₱10299.17
Monthly repayment: ₱10299.17/3=₱3433.06

Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction

Loan application requirements:
• 21+ years old
• Filipino citizen
• Have 1 government-issued ID
• Have a stable income

More ways to use your Pera Cash credit if you’re a Pera Cash Standard Account or Constructive Account user!
1. Pay at over 700,000 Merchants In-store Nationwide
Shop with ease using your Pera Cash credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more.

2. Pay Utility Bills, Buy Load and Data
Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Pera Cash, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Pera Cash!

We Want to Hear from You!
We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours.

Email Us at:
[email protected]