HCash is an online loan application favored by many Nigerian users. It can be approved quickly without any collateral, you can borrow money online anytime, anywhere. Not only can you apply for a high-amount, low-interest loan, but you can also choose to repay via rollover, so that you can repay without pressure.

[Why choose us？]
√ The application is safe and reliable, we protect your personal data, and we do not share your information with any third parties
√ Don't worry about forgetting to repay, we will send you a text message to remind you.
√ Repaying on time can increase loan amount and lower loan interest rate.
√ No hidden fees.

[Product Description]
Loan amount: NGN 10,000- NGN 300,000
Loan term: From 91 days to 365 days.
Interest rates: The daily interest rates is as low as 0.1%, and the annual interest rates(APR) is as high as 30%.
For example: If you choose a loan amount of ₦ 10,000 and a loan period of 120 days, the repayment details are as follows:
Interests: ₦ 10,000*(30%/365)*120 = ₦ 986
Total repayment: ₦ 10,000+₦ 986=₦ 10,986

[Requirements for applying for a loan]
√ Nigerian residents
√ Age 18-55
√ Have a bank account

[How to apply for a loan quickly]
1. Download the HCash.
2. Register with your phone number.
3. Fill in the basic information online and submit the loan application.
4. The loan approved will be disbursed into your bank account and notify you via SMS.

[Contact us]
If you have any problems and questions, we are always at your service.
Email: [email protected]
Customer service hours: Monday to Sunday 9:00 am to 6:00 pm
Address: Plot B, Block B, lkosi Residential Coadiz Plaza, lkeja-Lagos.