Are you looking for a quick and convenient financial solution?
Download PachaPago to access high loan amounts and flexible payment terms. We guarantee to protect the privacy of each user and are committed to providing smart and reliable loans.

Why choose PachaPago?
- Simple: Apply for a loan online at any time, without the need for appointments or waiting in lines. With just one click, you can apply.
- Transparent: We do not charge interest as long as you pay your loan on time. There is only one service fee which depends on the terms you choose. You will always have a new loan ready once you have paid the previous one.
- Convenient: Our entire process is done from the comfort of your mobile phone. Enjoy easy payments online or in cash, anywhere, anytime.

You only need:
- Being over 18 years.
- Have a valid identification document (DNI).
- Have a bank account in your name.

Follow these steps to obtain your loan:
- Request your loan in the PachaPago application.
- Wait for loan approval.
- Receive your loan in your bank account.

Loan amount: 1,000.00 soles – 5,000.00 soles
Loan period: 91 days (shortest, including renewal time) – 365 days (longest, including renewal time)
Admin fee: 0
Interest rate: Maximum APR 18%, 0.05% per day

For example: if a user requests a personal loan with a loan amount of S/800 for 91 days, the loan details are:
Amount: S/ 800
Duration: 91 days
Service fee: S/200
Annual interest rate (CAT): 50%
The total refund amount above is S/ 800+ S/200=S/ 1000.

Privacy:
All data collected is used to verify your identity and create your unique credit profile. Your information is always safe and protected.
Privacy Policy: https://www.efecti.net/privacyPolicy

Contact us:
Email: [email protected]
Website: https://www.efecti.net