PachaPago offers customers mobile loan services, we help you easily obtain the loan up to S/ 5,000, it helps all Peruvians who need cash.
PachaPago is responsible for informing users of the Privacy Notice via https://www.efecti.net/privacy/ If you have any questions, do not hesitate to contact us [email protected]
Loan amount: 1,000.00 soles – 5,000.00 soles
Loan period: 91 days (shortest, including renewal time) – 365 days (longest, including renewal time)
Admin fee: 0
Interest rate: Maximum APR 18%, 0.05% per day

For example: if a user requests a personal loan with a loan amount of S/800 for 91 days, the loan details are:
Amount: S/ 800
Duration: 91 days
Service fee: S/200
Annual interest rate (CAT): 50%
The total refund amount above is S/ 800+ S/200=S/ 1000.
You only need:
- Being over 18 years.
- Have a valid identification document (DNI).
- Have a bank account in your name.

Follow these steps to obtain your loan:
1.Download app
2.Register an account and fill out the necessary information to make the request
3.Waiting for the result of the credit check
4.Confirm loan after approval
5.Make the deposit to your bank account

Privacy Policy:
All data collected is to verify your identity and build your credit profile. No personal information will be disclosed to anyone without your permission.
The security of your personal data is the most important thing for PachaPaco. We have strict data protection procedures, and will never provide your personal information without your consent. We advise you to review our Privacy Notice through this link https://www.efecti.net/privacy/ to be informed of each modification that will occur in the future.
If you have any questions about our Privacy Notice, please do not hesitate to contact us:

Email: [email protected]
Website: https://www.efecti.net
Address: Calle Porta N° 170, interior 604, Miraflores, Lima
Telephone: 970 748 174