Jayben is a financial app that users can use to make peer to peer payments, create savings accounts, pay utility bills, and even participate in group savings where all members earn interest on each deposit made to their respective savings groups.

Jayben also allows users to:

- Request money from other users
- Send money with time releases
- Lock money in a temporary savings account for a certain period of time
- Send money with notes attached to each transaction
- Make payments to vendors registered within the Jayben network of vendors in Lusaka

Jayben is a registered entity in the Republic of Zambia.