Welcome to HSBC Kinetic, a whole new world of business banking. Designed around you, this app puts you on centre stage. We’ve made banking simpler, faster and more intuitive, to give you the freedom to do what you do best - run your business.

WE ARE READY FOR YOU

We have created the very best business bank - crafted by real experts - you, the small business owner. With your feedback, we will continue to constantly develop new products and tweak features to serve you better.

ARE WE A MATCH?

If you’re a start-up, entrepreneur, contractor or small business owner, HSBC Kinetic may be right for you. Your business must be a single director limited company or sole trader, based in the UK with an annual turnover of less than £2M.  It is an HSBC Kinetic requirement that if you are a limited company you have a sole shareholder and this is recorded at Companies House as “at least 75% or more ownership and/or voting rights”.

MADE FOR YOU

We combined state of the art technology and our vast experience in supporting small businesses, to create this App. We asked over 3,000 business owners what they really needed from business banking - and we listened. 

WHAT’S INSIDE

• A business current account that’s quick and easy to apply for in-app*.
• A debit card.
• Send and receive payments.
• In-App overdraft application - funds available on the same day as approval**.
• A savings account to help you plan for future expenses.

NO GIMMICKS, JUST USEFUL TOOLS TO HELP YOU RUN YOUR BUSINESS

• Manage transactions with auto-categorised spending, and account insights that you can view in seconds.
• In-App customer service and, access to our HSBC branch network to deposit cash and cheques** and online banking.
• Cashflow insights that get smarter by connecting with accounting software from Xero, Sage or QuickBooks.
• Banking made easy, choose your own pin and use Face ID or Touch ID.
• Partner benefits that will help kick start your business. Products and offers from WeWork, Aviva and G-Suite.

Features and services not available at this time:

• Payments above £10,000 per day
• Provisions for cheque books
• Making international payments
• Credit card

Download the app now to apply for an account, and you could soon be set-up and ready for smarter business banking to keep you moving forward.


Terms and conditions for the account use and price list for fees relating to the service apply and will be presented as part of the application in-App.


For more information visit our website www.hsbckinetic.co.uk

*Subject to eligibility criteria, terms & conditions apply. There will be no monthly account fees during the early access period although there will be other fees and charges. Following the early access period customers will have a fee free period of 18 months. Thereafter a monthly maintenance fee of £6.50 will apply. Fees subject to change, customers will be notified in advance of any changes. For more details go to hsbckinetic.co.uk
**Applicable fees made available upon application. All interest rates within our App Store images are for visual purposes only and may not be indicative of our actual rates. Subject to eligibility criteria, terms & conditions apply.